Terms & Conditions

1. About the Website

WeBuyHousesStCharlesMO.com provides information concerning We Buy Houses St. Louis, MO LLC and allows property owners and other authorized individuals to submit information regarding real property for potential evaluation.

The Website may also contain:

• Educational content
• Articles
• Frequently asked questions
• Property-related information
• Information about direct real estate transactions
• Information about communities we serve
• Contact forms
• Other informational or interactive features

Use of the Website does not create an agreement for the purchase or sale of real estate.

2. No Real Estate Transaction Is Created by Using This Website

Submitting information through the Website, contacting us, speaking with us, requesting a property evaluation, or receiving information from us does not:

• Create a purchase and sale agreement
• Require you to sell a property
• Require the Company to purchase a property
• Guarantee that an offer will be made
• Guarantee that a transaction will occur
• Guarantee any particular purchase price
• Guarantee any particular transaction terms
• Guarantee any particular closing date or timeline
• Create an agency, fiduciary, brokerage, advisory, or confidential relationship

A binding agreement concerning the purchase or sale of real property exists only if the appropriate parties enter into a separate legally binding written agreement.

3. Company Role and No Agency Relationship

We Buy Houses St. Louis, MO LLC is a real estate investment company.

When the Company evaluates a property for a potential acquisition or other investment transaction, it acts for its own business and investment interests and not as the property owner's real estate agent, broker, fiduciary, attorney, financial advisor, tax advisor, appraiser, or other representative.

Our interests as a prospective real estate investor may differ from or be adverse to the interests of a property owner.

We do not undertake a duty to obtain the highest possible price for your property, market the property to other purchasers, determine whether another selling method would produce a better result, or otherwise act on your behalf.

Property owners are free to seek advice or representation from:

• A licensed real estate broker or salesperson
• A Missouri attorney
• A tax professional
• A financial advisor
• An appraiser
• Other qualified professionals

before deciding whether to enter into any transaction.

4. Direct Sale Compared With Other Selling Options

A direct transaction with a real estate investor is different from marketing a property to the broader retail real estate market.

An investment offer may take into account factors such as:

• Property condition
• Anticipated repairs
• Renovation expenses
• Holding expenses
• Financing expenses
• Transaction expenses
• Market conditions
• Resale risk
• Property-specific risks
• Expected investment return
• Other investment considerations

As a result, an investment offer may be lower than an amount that a property could potentially achieve through a successful traditional retail sale.

No selling method is represented as being appropriate or superior for every property owner.

You are responsible for determining which selling option is appropriate for your circumstances.

5. Property Evaluations and Offers

Any evaluation, estimate, calculation, discussion, or potential offer communicated through or in connection with the Website is subject to further review unless expressly stated otherwise in a separate binding written agreement.

We may consider information such as:

• Property location
• Property condition
• Property characteristics
• Public records
• Comparable sales
• Market information
• Estimated repairs
• Anticipated renovations
• Ownership information
• Title information
• Occupancy
• Transaction expenses
• Investment criteria

We are not required to make an offer for any property submitted through the Website.

We may decline to pursue a property for any lawful reason.

We may also revise, withdraw, or decline to proceed with a proposed offer before a binding written agreement exists.

6. No Appraisal or Opinion of Market Value

Unless expressly provided through a separately retained appropriately licensed professional, nothing communicated through this Website constitutes:

• A formal real estate appraisal
• A broker price opinion
• A certified valuation
• A representation of fair market value
• A guarantee of resale value
• A guarantee of future property value

Any discussion of value is for the Company's own evaluation or general informational purposes.

Property owners who need an independent opinion of market value should consider consulting an appropriately licensed real estate professional or appraiser.

7. Property Information May Be Incomplete or Inaccurate

Property information available through public records, third-party sources, mapping services, real estate databases, automated tools, or information submitted by users may be incomplete, inaccurate, outdated, or inconsistent.

The Company does not guarantee the accuracy or completeness of third-party or publicly available property information.

Before entering into a transaction, relevant information may be independently investigated or verified as appropriate.

8. "As-Is" Information

References on the Website to evaluating or purchasing properties "as-is" generally mean that the Company may consider a property in its existing physical condition without requiring the owner to renovate the property simply to request an evaluation.

"As-is" does not mean that:

• Applicable disclosure requirements disappear
• A property owner may conceal known material information where disclosure is legally required
• Title requirements are eliminated
• Municipal requirements are eliminated
• Contractual obligations are eliminated
• Applicable law does not apply

The specific rights and responsibilities of the parties concerning property condition will be determined by the applicable written transaction documents and applicable law.

9. Transaction Documents Control

The Website is informational and does not replace a purchase agreement, disclosure, addendum, title document, closing document, or other transaction-specific agreement.

If you enter into a separate written agreement with the Company or another party concerning real estate, that agreement will govern the transaction according to its terms.

If there is a conflict between general Website content and a legally binding transaction document regarding a particular transaction, the applicable transaction document controls to the extent permitted by law.

10. Required Real Estate Disclosures Are Not Waived

Nothing in these Terms is intended to modify, replace, avoid, limit, or waive any disclosure or other requirement that applicable law prohibits the parties from modifying or waiving.

If a proposed transaction is subject to a Missouri statute or other law requiring a separate disclosure, notice, cancellation right, waiting period, or other protection, the applicable legally required documentation must be provided separately where required.

These Website Terms are not a substitute for any disclosure required in connection with a particular real estate transaction.

11. No Professional Advice

Information available through the Website is provided for general informational purposes.

Nothing on the Website constitutes:

• Legal advice
• Tax advice
• Accounting advice
• Financial advice
• Investment advice
• Engineering advice
• Environmental advice
• Title advice
• Surveying advice
• Real estate brokerage advice
• Appraisal services

You should consult an appropriately qualified professional regarding issues requiring professional advice.

No communication from the Company should be treated as a substitute for advice from your own independent professional.

12. No Reliance on Website Content

You are responsible for independently evaluating information relevant to your decisions.

To the fullest extent permitted by law, you should not rely solely on Website content when making legal, financial, tax, property, investment, or real estate decisions.

Website content may be general, simplified, incomplete, or become outdated.

Nothing on the Website constitutes a promise or representation regarding the result of any individual real estate transaction unless expressly included in a binding written agreement.

13. Eligibility and Authority to Use the Website

The Website is intended for adults.

By submitting property information, you represent that:

• You are at least 18 years old; and
• You have lawful authority to submit the information you provide.

If you submit information concerning property you do not own, you represent that you have an appropriate lawful reason or authorization to provide that information.

Submitting information does not establish that you own a property or have authority to sell it.

Ownership and authority may be independently verified.

14. Accuracy of Information You Submit

You agree not to knowingly submit materially false, fraudulent, misleading, or unauthorized information through the Website.

You are responsible for information you voluntarily submit.

You represent that, to the best of your knowledge, information you intentionally provide is not being submitted for an unlawful or fraudulent purpose.

We may rely on information you provide when deciding whether to investigate or evaluate a property.

15. Information Concerning Other People

If you provide information concerning another individual, including a:

• Co-owner
• Spouse
• Family member
• Tenant
• Representative
• Heir
• Business partner

you represent that you are permitted to provide that information or otherwise have a lawful basis for doing so.

Do not provide unnecessary sensitive information regarding another person.

16. Communications

If you provide contact information, we may communicate with you regarding your inquiry or property in accordance with applicable law and the consent or preferences you provide.

Specific consent language displayed on a form or other communication interface controls the communications authorized through that consent.

Nothing in these Terms is intended to expand consent beyond what applicable law permits.

You may revoke or withdraw consent to certain communications using legally recognized methods, including replying STOP to applicable text messages.

Our collection and use of contact information is further described in our Privacy Policy.

17. Privacy Policy

Our Privacy Policy describes how we collect, use, disclose, retain, and protect information.

The Privacy Policy is incorporated into these Terms by reference to the extent applicable.

If there is a conflict concerning privacy practices, applicable privacy law and the Privacy Policy will control as appropriate.

18. Intellectual Property Rights

Unless otherwise indicated, the Website and its contents are owned by or licensed to We Buy Houses St. Louis, MO LLC.

Protected content may include:

• Text
• Copy
• Graphics
• Logos
• Brand names
• Photographs
• Illustrations
• Videos
• Website layouts
• Designs
• Software
• Code
• Databases
• Page structure
• Original articles
• Other proprietary material

Such materials may be protected by copyright, trademark, trade dress, unfair competition, and other intellectual-property laws.

No ownership rights are transferred to you by your use of the Website.

19. Limited Permission to Use Website Content

You may access and view the Website for lawful personal and informational purposes.

Unless we provide prior written authorization, you may not:

• Republish Website content
• Reproduce substantial Website content
• Sell Website content
• License Website content
• Create unauthorized derivative commercial works
• Systematically copy Website content
• Use Website content to train or populate a competing commercial product or database
• Misrepresent Website content as your own
• Remove copyright, trademark, or proprietary notices

Normal linking to publicly available pages is permitted provided the link is not misleading and does not falsely imply endorsement or affiliation.

20. Prohibited Uses

You may not use the Website to:

• Violate applicable law
• Commit fraud
• Impersonate another person
• Submit malicious code
• Introduce viruses or malware
• Attempt unauthorized system access
• Circumvent security controls
• Interfere with Website operation
• Conduct unauthorized penetration testing
• Harvest personal information
• Send spam
• Scrape the Website at a scale that interferes with its operation
• Reverse engineer protected Website functionality where prohibited
• Use bots or automated systems for abusive purposes
• Falsely represent an affiliation with the Company
• Copy Website content for an unlawful purpose
• Submit information you know you are not authorized to provide

We may restrict or block access when we reasonably believe Website use is abusive, unlawful, fraudulent, harmful, or contrary to these Terms.

21. User-Submitted Content and Information

You retain whatever ownership rights you otherwise have in material you lawfully submit.

By voluntarily submitting property information, photographs, documents, messages, or other content to us, you grant the Company a nonexclusive license to use, reproduce, store, analyze, transmit, and disclose that material as reasonably necessary to:

• Respond to your inquiry
• Evaluate the property
• Conduct due diligence
• Operate our business
• Communicate with service providers
• Prepare or evaluate a potential transaction
• Maintain business records
• Exercise or defend legal rights
• Comply with law

This license does not give us ownership of your identity or personal information.

Personal information remains subject to our Privacy Policy and applicable law.

You represent that you have the rights or authorization necessary to submit content you provide to us.

22. Third-Party Services and Links

The Website may use, integrate with, or contain links to third-party services.

These may include:

• HighLevel / GoHighLevel
• LeadConnector
• Google services
• Analytics services
• Mapping services
• Telecommunications providers
• Property-data providers
• Website hosting providers
• Other business technology providers

Third-party websites and independently operated services are governed by their own terms and policies.

We do not control unrelated third-party websites merely because the Website contains a link to them.

To the fullest extent permitted by law, we are not responsible for independent acts or omissions of unrelated third parties outside our control.

Nothing in this provision excuses obligations imposed on the Company by applicable law concerning service providers acting on our behalf.

23. Website Availability and Changes

We may:

• Modify the Website
• Add or remove content
• Change features
• Suspend Website functionality
• Restrict access
• Perform maintenance
• Discontinue all or part of the Website

at any time.

We do not guarantee that the Website will always be:

• Available
• Uninterrupted
• Error-free
• Secure
• Compatible with every device
• Free from technical defects

We may correct errors or update information without prior notice.

24. DISCLAIMER OF WARRANTIES

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE WEBSITE AND GENERAL INFORMATION PROVIDED THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS.

EXCEPT FOR RIGHTS OR WARRANTIES THAT CANNOT LAWFULLY BE DISCLAIMED, WE DISCLAIM WARRANTIES, WHETHER EXPRESS, IMPLIED, OR STATUTORY, RELATING TO THE WEBSITE, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

We do not warrant that:

• Website information will always be accurate or complete
• Every property will qualify for purchase
• An offer will be made
• Any proposed transaction will be completed
• A particular result will occur
• The Website will be uninterrupted or error-free
• Third-party data will be accurate
• Electronic systems will be absolutely secure

Nothing in this section limits an express obligation contained in a separate binding written real estate agreement.

25. BINDING ARBITRATION AND CLASS-ACTION WAIVER

THIS CONTRACT CONTAINS A BINDING ARBITRATION PROVISION WHICH MAY BE ENFORCED BY THE PARTIES.

Please read this section carefully.

A. Informal Resolution First

Before initiating arbitration concerning a dispute arising from these Terms or Website use, the party asserting the dispute should provide the other party with written notice describing:

• The nature of the dispute
• The relevant facts
• The requested relief

The parties will have at least 30 days after receipt of the notice to attempt to resolve the dispute informally.

This requirement does not prevent either party from seeking emergency relief where reasonably necessary to prevent immediate and irreparable harm.

B. Agreement to Arbitrate

Except for disputes specifically excluded below, you and the Company agree that disputes, claims, or controversies arising out of or relating to:

• These Terms
• Website use
• Website content
• Information submitted through the Website
• The enforceability of this arbitration agreement

will be resolved through individual binding arbitration rather than a jury trial, to the extent permitted by applicable law.

The arbitration agreement is intended to be governed by the Federal Arbitration Act to the extent applicable.

If the Federal Arbitration Act does not govern a particular issue, applicable Missouri arbitration law will apply to the extent enforceable and not preempted.

C. Arbitration Administrator

Arbitration will be administered by the American Arbitration Association ("AAA") under the applicable AAA Consumer Arbitration Rules then in effect, unless the parties agree to another administrator.

The AAA rules are incorporated into this arbitration provision.

If AAA is unavailable or unwilling to administer the arbitration and the parties cannot agree on a substitute administrator, a court of competent jurisdiction may select a qualified substitute consistent with applicable law.

D. Arbitration Costs

Arbitration fees and costs will be allocated in accordance with the applicable AAA Consumer Arbitration Rules and applicable law.

Nothing in these Terms requires a consumer to pay arbitration fees that applicable law or applicable AAA consumer rules require the Company to pay.

Each party is responsible for its own attorneys' fees except where applicable law, the AAA rules, a separate agreement, or the arbitrator authorizes or requires a different award.

E. Individual Proceedings Only

YOU AND THE COMPANY AGREE THAT CLAIMS SUBJECT TO ARBITRATION WILL BE BROUGHT ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF, CLAIMANT, OR CLASS MEMBER IN A PURPORTED CLASS, REPRESENTATIVE, OR COLLECTIVE PROCEEDING, TO THE EXTENT SUCH WAIVER IS PERMITTED BY APPLICABLE LAW.

The arbitrator may award relief only to the individual party seeking relief and only to the extent necessary to resolve that party's individual claim, except where applicable law requires otherwise.

F. Authority of the Arbitrator

Subject to applicable law, the arbitrator may award any individual remedy that would otherwise be available in court, including:

• Actual damages
• Statutory damages where authorized
• Injunctive relief where authorized
• Declaratory relief where authorized
• Attorneys' fees where authorized by law
• Other individual relief permitted by law

Nothing in these Terms eliminates a substantive remedy that cannot lawfully be waived.

G. Small Claims Court

Either party may bring an individual claim in a court of competent jurisdiction that qualifies for small-claims treatment instead of arbitration, provided the claim remains within that court's jurisdiction and proceeds on an individual basis.

H. Government and Regulatory Rights

Nothing in these Terms prevents you from reporting a matter to:

• A government agency
• Law enforcement
• A regulator
• The Missouri Attorney General
• Another governmental authority

Nothing in these Terms restricts the authority of a governmental body to investigate or enforce applicable law.

I. Intellectual Property and Security Relief

The Company may seek temporary, preliminary, or other appropriate injunctive relief in a court of competent jurisdiction to address:

• Unauthorized system access
• Cybersecurity threats
• Intellectual-property infringement
• Misappropriation of proprietary information
• Other conduct threatening immediate irreparable harm

without waiving arbitration of any remaining arbitrable dispute.

J. Jury Trial Waiver

TO THE EXTENT A DISPUTE IS REQUIRED TO BE ARBITRATED, YOU AND THE COMPANY UNDERSTAND THAT ARBITRATION REPLACES THE RIGHT TO HAVE THAT DISPUTE DECIDED BY A JUDGE OR JURY IN COURT.

K. Arbitration Opt-Out

You may opt out of this arbitration agreement by sending written notice to:

contact@webuyhousesstcharlesmo.com

within 30 days after the date you first affirmatively accept these Terms.

Your opt-out notice must include:

• Your full name
• The email address or telephone number associated with your Website submission, if applicable
• A clear statement that you are opting out of the arbitration provision in the Terms & Conditions for WeBuyHousesStCharlesMO.com

Opting out of arbitration will not affect the other provisions of these Terms.

L. Nonwaivable Rights

Nothing in this arbitration section is intended to waive a right, remedy, disclosure requirement, cancellation right, statutory protection, or enforcement mechanism that applicable law prohibits from being waived.

If a particular claim or remedy cannot lawfully be subjected to arbitration or waived, that claim or remedy will be handled as required by applicable law while the remaining enforceable portions of this section remain effective to the extent permitted.

26. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE BUY HOUSES ST. LOUIS, MO LLC AND ITS OWNERS, MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES ARISING SOLELY FROM ACCESS TO OR USE OF THE WEBSITE, INCLUDING LOSS OF DATA, LOST BUSINESS OPPORTUNITY, OR WEBSITE INTERRUPTION, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

To the fullest extent permitted by law, the Company's aggregate liability arising solely from use of the Website, separate from liability arising under an independently executed real estate transaction agreement, will not exceed the greater of:

• The amount you paid the Company specifically for access to the Website during the twelve months preceding the event giving rise to the claim; or
• $100

This limitation does not apply to liability that cannot lawfully be excluded or limited.

Nothing in this section modifies remedies expressly provided in a separate binding real estate agreement.

27. Statutory and Nonwaivable Rights

Nothing in these Terms is intended to:

• Permit deceptive or unlawful conduct
• Eliminate legally required disclosures
• Waive rights that applicable law expressly makes nonwaivable
• Limit government enforcement authority
• Avoid legally required data-breach notifications
• Eliminate a remedy that applicable law prohibits parties from eliminating

If any provision would have that effect, it will be interpreted or limited to the maximum extent permitted by law.

28. Indemnification

To the fullest extent permitted by law, you agree to indemnify and hold harmless the Company and its members, managers, officers, employees, agents, affiliates, and contractors from third-party claims, losses, liabilities, damages, and reasonable costs arising directly from:

• Your unlawful misuse of the Website
• Your intentional violation of these Terms
• Information or material you knowingly submit without authorization
• Your infringement or violation of another person's intellectual-property or privacy rights
• Fraudulent or malicious activity conducted through your use of the Website

This indemnification provision does not require you to indemnify the Company for the Company's own unlawful conduct where such indemnification is prohibited by applicable law.

29. Testimonials, Reviews, and Examples

If the Website displays testimonials, reviews, property examples, or descriptions of prior experiences, they are not guarantees that another property owner will receive the same result.

Property transactions differ based on:

• Property characteristics
• Market conditions
• Negotiations
• Seller circumstances
• Transaction terms
• Other factors

Any testimonials displayed by the Company must reflect genuine experiences and should not be interpreted as guarantees of future results.

30. No Endorsement

References to:

• Municipalities
• Counties
• Government agencies
• Title companies
• Professional organizations
• Third-party websites
• Software providers
• Other businesses

do not necessarily mean that those entities endorse, sponsor, approve, or are affiliated with the Company.

Likewise, the Company's use of publicly available governmental or community information does not imply government endorsement.

31. Electronic Records and Communications

You agree that communications, notices, disclosures, and records may be provided electronically where legally permitted.

Electronic records and electronic acceptance may have the same legal effect as paper records and handwritten signatures where applicable law so provides.

You are responsible for maintaining accurate contact information when an electronic communication relates to your inquiry.

Nothing in this section permits electronic delivery where applicable law requires another method and that requirement cannot legally be waived.

32. Termination or Restriction of Website Access

We may restrict, suspend, or terminate access to the Website where we reasonably believe a person:

• Violated these Terms
• Misused the Website
• Attempted unauthorized access
• Engaged in fraud
• Created a security threat
• Interfered with Website operation
• Used the Website unlawfully

We are not required to continue providing Website access to any particular user.

Termination of Website access does not terminate separate contractual rights or obligations created under an independently executed agreement.

33. Governing Law

Except to the extent governed by the Federal Arbitration Act or other controlling federal law, these Terms are governed by the laws of the State of Missouri, without regard to conflict-of-law principles that would require application of another jurisdiction's law.

Nothing in this choice-of-law provision deprives a consumer of a nonwaivable protection that applicable law requires to apply.

34. Venue for Non-Arbitrable Disputes

For disputes that are not subject to arbitration and for which applicable law permits the parties to agree on venue, the parties consent to the jurisdiction of an appropriate state or federal court located in Missouri.

Nothing in this section overrides a venue requirement that applicable law prohibits the parties from modifying.

35. Force Majeure

To the fullest extent permitted by law, the Company will not be liable for delay, interruption, or inability to operate the Website caused by circumstances reasonably beyond its control, including:

• Natural disasters
• Severe weather
• Fire
• Flood
• War
• Terrorism
• Civil unrest
• Government action
• Utility failures
• Telecommunications outages
• Internet outages
• Cyberattacks
• Vendor outages
• Labor disruptions
• Public emergencies
• Other events beyond reasonable control

This section does not excuse obligations that applicable law does not permit to be excused.

36. Changes to These Terms

We may update these Terms from time to time.

When we do, we will update the Last Updated date.

Changes generally apply prospectively from the effective date of the updated Terms.

Material changes to dispute-resolution provisions will not be applied retroactively to a dispute of which we had actual written notice before the change unless permitted by applicable law and agreed by the affected parties where required.

Continued use of the Website after updated Terms become effective may constitute acceptance where permitted by law.

Where affirmative acceptance is legally required, we may request it.

37. Assignment

You may not assign your rights or obligations under these Website Terms without our prior written consent where assignment would materially affect the Company.

The Company may assign these Terms in connection with:

• A merger
• An acquisition
• A reorganization
• Sale of substantially all relevant assets
• Transfer to an affiliate
• Other lawful business succession

subject to applicable law.

38. Severability

If any provision of these Terms is held invalid, unlawful, or unenforceable, that provision will be enforced to the maximum extent permitted by law or severed where appropriate.

The remaining provisions will remain in effect.

If any portion of the arbitration or class-action provisions is determined unenforceable, the effect of that determination will be governed by Section 25 and applicable law.

39. No Waiver

Failure or delay by the Company in exercising a right under these Terms does not waive that right.

A waiver concerning one event does not constitute a waiver concerning another event unless expressly stated in writing.

40. Headings

Section headings are provided for convenience and do not limit or alter the meaning of these Terms.

41. Entire Agreement Regarding Website Use

These Terms, together with the Privacy Policy and any additional Website notices expressly incorporated into them, constitute the agreement between you and the Company concerning general use of the Website.

These Terms do not replace or supersede a separate written real estate purchase agreement or other transaction-specific contract.

A separate transaction agreement governs according to its own terms.

42. Survival

Provisions that by their nature should survive termination of Website use will survive, including provisions concerning:

• Intellectual property
• User-submitted material
• Disclaimers
• Limitations of liability
• Indemnification
• Dispute resolution
• Governing law
• Transaction documents
• Records
• Other accrued rights or obligations

43. Contact Information

Questions concerning these Terms may be directed to:

Final Legal Notice

Nothing on WeBuyHousesStCharlesMO.com guarantees that:

• An offer will be made
• A property will be purchased
• A transaction will close
• A particular price will be offered
• A property will qualify
• A particular seller outcome will occur

Property owners are responsible for reviewing any proposed transaction and may seek independent legal, tax, financial, real estate, or other professional advice before signing a binding agreement.

The specific terms of any real estate transaction are determined exclusively by the applicable written transaction documents and applicable law.